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Installing or replacing a septic system is a significant home improvement project that ensures the safe and effective treatment of household wastewater. In Arvada, this process is governed by specific local and state regulations designed to protect public health and the environment. Understanding the steps, costs, and requirements for septic system work can help you plan a successful project and connect with qualified local professionals who can navigate the permitting and installation process.

Understanding Septic Systems and Local Regulations

An On-site Wastewater Treatment System (OWTS), commonly known as a septic system, is a self-contained, underground system for homes not connected to a municipal sewer line. It consists of a septic tank and a soil absorption field (drainfield). Proper installation is critical, as a failing system can contaminate groundwater, create health hazards, and lead to costly repairs. In Arvada and the rest of Jefferson County, all new installations, repairs, and replacements are regulated by Jefferson County Public Health under Colorado Regulation 43 1 2 3.

The core principle is that you must obtain a permit before any construction begins 4. This regulatory framework ensures systems are designed and built to handle your household's wastewater load based on your specific property's conditions. Attempting to install or replace a system without following these steps can result in fines, system failure, and complications when selling your home.

The Step-by-Step Installation and Replacement Process

Navigating a septic system project involves a series of defined steps, from initial evaluation to final approval.

1. Site Evaluation and Soil Testing

The first technical step is a thorough site evaluation conducted by a qualified professional. This evaluation determines the suitability of your soil and identifies constraints like bedrock or high groundwater.

A key component is the soil percolation test, or "perc test." This test measures the rate at which water drains through the soil, which directly determines the size and type of drainfield needed 5. Deep soil pits are also often required to assess soil structure and depth to seasonal groundwater. The results of these tests are foundational for the next step: system design.

2. System Design and Engineering

Based on the site evaluation, a system design is created. For many properties in Arvada, especially those with challenging soil conditions (e.g., poor drainage, shallow bedrock, or small lot sizes), an engineered design is required 6. This design specifies the tank capacity, drainfield layout, and any special components like pumps or advanced treatment units. The design must comply with all aspects of Colorado Regulation 43 and Jefferson County's specific requirements 7.

3. Permit Application

With a completed design in hand, you or your contractor submits an OWTS application package to Jefferson County Public Health. This package includes the application form, the engineered design plans, the soil test report, and the required permit fees 8. The county reviews the submission for compliance. Only after receiving the approved permit can excavation and installation legally commence.

4. Installation and Critical Inspections

Once the permit is issued, installation can begin. This involves excavating for the septic tank and drainfield, placing the tank (typically concrete or plastic), and constructing the absorption field with distribution pipes and specific fill material.

A crucial rule: The installed system components must remain exposed and cannot be backfilled until they have been inspected by a Jefferson County inspector 9 10. You or your contractor must schedule this installation inspection. After the inspector approves the installation, backfilling can proceed.

5. Final Approval

After backfilling, a final inspection may be required to ensure the site has been properly restored and the system is ready for operation. Once all inspections are passed, the county will issue a final approval for use. It is essential to keep all permit and inspection documentation for your records.

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Cost Factors for Septic System Projects in Arvada

The total cost for a new septic system or a major replacement in Arvada can vary widely, typically ranging from $5,000 to over $20,000 for a standard system. Several key factors influence the final price:

  • System Type and Size: A basic conventional system for a three-bedroom home is at the lower end of the range. Larger homes, or those requiring alternative systems like mound, drip irrigation, or aerobic treatment units (ATUs) due to poor soil, will cost significantly more.
  • Site Conditions: Difficult excavation due to rocky soil, the need for extensive grading, or a long distance between the house and the drainfield site can increase labor and equipment costs.
  • Tank Material: The septic tank itself is a major component. Prices for the tank alone can range from approximately $1,200 to $3,500, depending on material (concrete vs. plastic) and size 11.
  • Permit and Design Fees: Permit fees paid to Jefferson County generally range from $150 to $500 12. The cost for professional soil testing and an engineered design plan is separate and must be factored into the overall budget.

Choosing a Contractor vs. Owner-Builder Installation

While Colorado regulations allow homeowners to act as their own contractor for septic system installation, this path comes with substantial responsibility. You must demonstrate competence in all relevant regulations, secure the necessary permits, schedule and pass all county inspections, and manage the heavy equipment operation for excavation.

For most homeowners, hiring a licensed and experienced septic system installer is strongly recommended. A professional contractor will:

  • Understand the nuances of Jefferson County and Colorado state codes.
  • Have established relationships with soil testers and system designers.
  • Know the precise scheduling procedures for required inspections.
  • Assume liability for the proper installation and performance of the system.

Long-Term Care After Installation

A new system is a long-term investment that requires proper care. Jefferson County provides resources on long-term Operation and Maintenance (O&M) requirements 13. Key to system longevity is regular pumping of the septic tank (typically every 3-5 years), water conservation, and avoiding putting harmful chemicals or non-biodegradable materials down the drain. Keeping a detailed record of your system's design, location ("as-built" drawing), and maintenance history is invaluable for future servicing or property sale.

Frequently asked questions

Sources

Footnotes

  1. Frequently Asked Questions - CivicPlus.CMS.FAQ - Jefferson County - https://www.jeffco.us/FAQ.aspx?QID=272

  2. Clean water: On-site wastewater treatment systems | Colorado Department of Public Health and Environment - https://cdphe.colorado.gov/OWTS

  3. Regulation 43 - Colorado Secretary of State - https://www.sos.state.co.us/CCR/GenerateRulePdf.do?ruleVersionId=5317

  4. How to Know if You Need a Septic System Permit - Pippin Home Designs - https://www.pippinhomedesigns.com/septic-system-permit/

  5. Understanding Perc Testing in Colorado: A Guide by Land ... - https://www.soiltestandseptic.com/post/understanding-perc-testing-in-colorado-a-guide-by-land-systems-west

  6. Onsite Wastewater Treatment System - Northeast Colorado Health ... - https://nchd.org/onsite-wastewater-treatment-system/

  7. Colorado Septic Tank Requirements | On-site Wastewater ... - https://www.ntotank.com/blog/colorado-septic-tank-requirements

  8. On-site Sewage Disposal System | Pueblo West, CO - http://www.pueblowestmetro.us/188/On-site-Sewage-Disposal-System

  9. On-Site Wastewater Treatment Systems | Jefferson County, CO - https://www.jeffco.us/2379/Onsite-Wastewater-Treatment-Systems

  10. Realtors Guide to Septic Inspections in Southern Colorado - https://saveurseptic.com/wp-content/uploads/2025/02/Realtors-Guide-to-Septic-Inspections-Final.pdf

  11. Understanding Septic Tank Permits and Regulations - https://westcoastsanitationinc.com/understanding-septic-tank-permits-and-regulations/

  12. Cost to Install a Septic System - https://www.scorpionsepticservices.com/blog/how-much-does-it-cost-to-install-a-septic-system

  13. Operations & Maintenance Permitting | Jefferson County, CO - https://www.jeffco.us/2389/Operations-Maintenance-Permitting